Mounir Laggoune is the co-founder and CEO of Finary, a French wealth management platform. His personal fortune and salary are not made public, but several recent elements allow us to estimate the financial trajectory of the executive through the valuation of his company and his founder shares.
Finary: a MiCA approval that changes the game for valuation
Before discussing personal wealth, it is essential to understand what determines the wealth of a startup founder: the value of their shares in the company. For Mounir Laggoune, this value is directly linked to the trajectory of Finary.
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A recent event has changed the company’s position in the market: Finary has obtained the European MiCA approval granted by the AMF. This certification allows the platform to continue offering cryptocurrency-related services in the European Union after the regulatory deadline of July 1, 2026.
The context makes this approval particularly significant. Only a fraction of players in the crypto market have managed to obtain this certification before the deadline. Unapproved platforms will have to cease their activities or be acquired, which mechanically reduces competition. For a founding shareholder like Mounir Laggoune, the wealth and salary of Mounir Laggoune therefore largely depend on this increase in the value of Finary in a market cleaned up by regulation.
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Mounir Laggoune’s wealth: why no reliable figures exist
Public searches on Mounir Laggoune’s wealth encounter a simple obstacle: Finary is a SAS, not a publicly traded company. The exact valuation of the company is not accessible to the general public. Successive fundraising rounds provide occasional indications, but the actual value of the founder’s shares fluctuates between each round.
Several factors make the estimation even more complex:
- Founder shares are often subject to vesting clauses, meaning that part of the capital may not be immediately available.
- The dilution associated with fundraising reduces the percentage held by the founder at each new round, even if the nominal value of their shares increases.
- Dividends paid by a growth SAS like Finary are generally low or even non-existent, as profits are reinvested in product development.
Any numerical estimate of Mounir Laggoune’s fortune published online without a verifiable source is therefore speculative. The wealth of a fintech founder is mainly measured by the valuation of their company during a liquidity event (sale, IPO, partial buyout).
Salary of a fintech CEO in France: the compensation mechanisms
The monthly salary of a French tech startup executive generally constitutes only a minor part of their overall compensation. To understand Mounir Laggoune’s potential income, three channels must be distinguished.
The fixed salary as president of SAS
In France, the president of a SAS receives a fixed salary subject to social contributions of the general regime. In the startup ecosystem, this salary is often modest during growth phases. Founders prioritize the valuation of their shares over a high salary that would burden cash flow.
Dividends and associated taxation
When a SAS generates profits, the executive-shareholder can receive dividends subject to the flat tax or the progressive income tax scale. For a rapidly growing company like Finary, the distribution of dividends remains unlikely as long as the priority is on product expansion and user acquisition.
The value of shares: the real wealth lever
The wealth of a fintech founder is concentrated in the value of their shares. An event like obtaining the MiCA approval, which eliminates competitors from the market, directly increases this valuation. Mounir Laggoune’s potential fortune is indexed to the trajectory of Finary, not to his paycheck.
Mounir Laggoune beyond Finary: influence and media visibility
Mounir Laggoune’s notoriety extends beyond his company. He regularly appears on BFM Business in the show “Tout pour investir” and hosts a YouTube channel under the Finary brand, with bi-weekly publications. He is also the author of the book “Investir pour être libre.”
This media exposure has an indirect effect on his wealth. A visible founder attracts investors, talent, and partnerships more easily, fueling the company’s growth. In the ranking of finance influencers in France, Mounir Laggoune is among the most followed profiles, giving Finary an advantage in organic user acquisition.
The platform itself has evolved since its beginnings as a wealth aggregator. Finary now offers budget management services, stock market investment, and, thanks to the MiCA approval, a crypto offering on a platform regulated by the AMF. Each expansion of the product scope increases the company’s recurring revenue base.
The question of Mounir Laggoune’s wealth remains open as long as no liquidity event occurs. The only verifiable fact at this stage: Finary is one of the few French platforms to have passed the MiCA regulatory filter, which positions the shares held by its founder favorably for the years to come.